Right-Fit Life Settlements

The Facts of l.i.f.e.

Current Purchasing Sweet Spot

  • Policy Type – UL, Term (convertible to UL), or SUL
  • Policy Size – $500K or larger
  • Life Expectancy – 120 months or less (a few buyers 10-15 years)
  • Premium to death benefit ratio 3-5% or less
  • Not premium financed with strong carrier rating