The Cycle of l.i.f.e.
For Ashar Group’s clients, the Life Settlement process always begins with a no-cost, no-obligation consultation. Before we do anything else, we first determine whether or not Life Settlement is truly in a client’s best interests.
If the answer is yes, then our goals are three-fold. We look to maximize the settlement offer, complete the process as quickly and efficiently as possible, all while ensuring the client’s confidentiality every step of the way.
To achieve these aims, our Life Settlement process generally unfolds as follows:
- Ashar Group collects the necessary information from the advisor and/or policyowner.
- No medical examination is required. Ashar Group’s in-house underwriting team reviews the existing insurance and medical information. In most cases, our Medical Underwriter then prepares a report that can be used to accelerate the life insurance valuation.
- Multiple pricing models are accessed and the case is sent out to third party underwriting sources in the secondary market.
- Leveraging multiple funding sources in a free market, Ashar Group negotiates the highest possible settlement offer on behalf of the client.
- This offer is non-binding on the policyowner. If the offer is accepted, contracts and closing documents will be sent to the advisor for completion by the seller.
- Ownership transfers to the financial institution.
- Funds are released from escrow to the seller.
l.i.f.e. should be stress-free.
